SwiftWage

Advance earned wage access for employees and streamlined payment processing for employers.

Where Access Meets Inclusion

SwiftWage aims to bridge the gap between traditional banking services and the unbanked or underbanked populations worldwide. Leveraging the efficiency, security, and accessibility of Ripple's CBDC and ledger technology, the project's vision is to create a novel financial ecosystem where users can access their funds, manage transactions, and access financial services in a seamless, fair, and transparent manner.

Fast and low cost transactions

Ripple's efficiency translates into reduced transaction fees and near-instant transfers, which is crucial for underserved communities that often face exorbitant charges and delays in traditional financial systems.

A Global Network

Ripple's network is inherently global, enabling Project SwiftWage to transcend borders and bring financial services to regions that have traditionally been underserved by traditional banking systems.

Wages when you need them

SwiftWage enables approved users to have immediate access to their funds when they need them the most, effectively eliminating the need for predatory lending options and facilitating responsible financial management.

A prototype for the Ripple 2023 CBDC Innovate hackathon.
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